|FACTS||WHAT DOES BILLMO LLC DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information, whether you send money, receive money, or we otherwise collect information about you. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?|| The types of personal information we collect and share depend on the product or service you have with us. This information can include, without limitation:|
You consent to our collection, transfer and storage of information by computers or other transfer or storage devices in the United States and elsewhere.
|When?||This Privacy Statement was last modified on February 24, 2016.|
|How?||All financial companies need to share customers’ and consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ and consumers’ personal information; the reasons BillMo LLC chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does BillMo LLC share?||Can you limit this sharing?|
|For our everyday business purposes|
such as to process your transactions; detect and prevent fraud and other illegal activities; maintain your account(s); respond to court orders and legal investigations; report to credit bureaus; gather information about website access, usage and performance; enhance your consumer experience; validate your creditworthiness or your identity; or as otherwise permitted or required by law
|For our marketing purposes|
such as to offer our products and services to you or notify you about future events and promotions
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes|
such as information about your transactions and experiences
|For our affiliates’ everyday business purposes|
such as information about your creditworthiness
|No||We Don’t Share|
|For our affiliates to market to you||No||We Don’t Share|
|For non-affiliates to market to you||No||We Don’t Share|
|Who we are|
|Who is providing this notice?||BillMo LLC, 765 Straits Turnpike, Middlebury, CT 06762|
|How does BillMo LLC protect my personal information?||To help protect your personal information from unauthorized access and use, we endeavor to use reasonable security measures. These measures can include physical, electronic and procedural safeguards such as computer safeguards and secured files and buildings. We also endeavor to limit personal information access to only employees, agents and representatives that need to know. Despite our efforts, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose information to them by posing as BillMo LLC or by misinforming you about our services. Always use caution and good judgment when sending money and when using Internet and mobile technologies.|
|How does BillMo LLC collect my personal information?||We collect your personal information, for example, when you:|
We also collect information about you from a variety of sources, including without limitation, computer systems and mobile devices; third party sources such as our business clients, government agencies, and other suppliers of information; and consumer reporting agencies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only|
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Non-Affiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
We may also disclose information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
|Other Important Information|
|STATE OR OTHER GOVERNMENTAL PRIVACY LAWSWe will comply with state or other governmental privacy laws, such as the laws of Mexico, to the extent they apply to BillMo LLC services.|
|ONLINE ACTIVITIESWe do not honor any Web browser “do not track” signals or other mechanisms that provide you the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party websites or online services. In addition, other parties may collect personally identifiable information about your online activities over time and across different websites when you use our website or any of our services.|
|CHILDREN’S PRIVACYOur website is not directed at children under the age of 13. BillMo LLC does not knowingly collect or maintain information at our website from persons under the age of 13.|
|EXTERNAL WEBSITESOur website may be linked to or from third party websites. BillMo LLC is not responsible for the content or privacy practices of websites that are linked to or from our website.|
|COOKIESSome of our web pages may contain “cookies,” or data which are sent to your web browser and stored on your computer.|
|ADVERTISING ON THIRD-PARTY SITESBillMo LLC may use one or more third-party advertising service providers to display our advertising on third-party sites to users who may have an interest in our products, services or promotions. If you visit our site or show interest in our products, we may use those providers to serve banner ads or other advertising to you when you are on other sites. Those providers may use information such as web pages visited, search keywords entered, your activities on our site, or your responsiveness or interest in our email promotions to make that determination. To learn more about the use of this information or to make choices about receiving personalized advertising provided by third parties, please visit http://www.networkadvertising.org/choices.|
BillMo LLC also allows third parties (affiliates or non-affiliates) to collect personal information about an individual consumer’s online activities over time and across different websites when a consumer uses our website or service.
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