HOW TO OPEN A BANK ACCOUNT? THE SOLUTION FOR THE HANDLING OF YOUR MONEY.

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HOW TO OPEN A BANK ACCOUNT

THE SOLUTION FOR HANDLING YOUR MONEY.

Resultado de imagen para bancos

In the 21st Century, bank accounts are one of the main financial instruments of the banking sector that are used for their ability to facilitate the handling and movement of customers’ money. In very little time, these have resulted in achieving high levels of reliability for their safety, and ability to simplify operations in both time and speed of transfers, as well as space for the advantage that represents the management of your savings in electronic and above all reliable!

What Are the Benefits?

These financial contracts have the advantage of allowing you to achieve safety regarding your savings, to improve control of your finances as you can relatively easily consult your account statements, and easily access an entire network of global ATMs.
However, with regards to this, you will undoubtedly encounter some doubts or questions concerning the following questions: How do I open an account? What do I need to open an account?

The Solution to Opening Your Account! An Easy Path

In accordance to the financial institution of your choice, the requirements may vary as follows:

  • You need to have a driver’s license or government-issued ID card.
  • If you do not have the above, you can use your passport, consular registration, or credit card.
  • It can also be a Social Security card,
  • Finally, you will require a bank deposit for a minimum amount.

Types of Accounts That Are Within Your Reach or Disposal.

Checking accounts: Designed to allow you to write checks or withdraw your money, in some cases these types of accounts require a minimum balance.

Savings accounts: These types of account provide an essential advantage for the amounts of interest they give you and have the particularity of being designed to save your money, not to withdraw it.
Certificates of Deposit: Unlike the accounts mentioned above, these allow you to save your money for a certain period of time and with a guarantee of interests that has been previously agreed upon. They are also known in some countries as time deposits. These instruments can be established per your convenience in periods of 60 and 90 days, or 6 months to 1 year.

Are there any costs for maintaining your accounts?

Resultado de imagen para bancos

Resultado de imagen para bancos

These are some of the main questions or doubts that a client is faced with when thinking about opening an account. Do not worry, however. The first thing you must do is get yourself informed about all the characteristics and specificities of the instrument that interests you. However, here are some guidelines to help you with this task.

You need to know in advance whether the type of account you are interested in requires a minimum balance or minimum income to avoid maintenance fees. In other words, it refers to those moments in which, because they do not have money in their account, or do not have transactions, the bank makes negative balance surcharges to cover the cost of maintenance fees.

Also, find out if there are costs for the monthly management of the account, ATM service or ATM for transactions or fees for issuing checks.

 

Do You Believe in Our Reliability?

You may have some doubts because they are natural in every human being. However, our goal is to gain your confidence, your tranquility, and above all your well-being. We can tell you that all our instruments and benefits are covered and protected by US law under the insurance policy of the FDIC (Federal Deposit Insurance Corporation) whose existence and solidity dates back to 1933 as a result of the processes of Restructuring of world banking in the period after the Great Depression of 1929.

This law covers all deposit accounts whether checking or savings accounts, but does not cover other products offered as bonds, stocks, mutual funds or securities life insurance.

Finally, once you evaluate your economic status, and find the tranquility and willingness to proceed with a life full of improvements, do not forget that you can choose between a bank or a credit union.
Success in your entry into the 21st century!

This post is also available in: esEspañol (Spanish) enEnglish

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